Even minor injuries can interfere with your ability to work. In addition, for many people, unplanned time away from work can make it difficult to manage household costs.

When recovering from a covered injury, illness, or childbirth, the last thing you need is more stress. Short Term Disability Insurance can help you stay on top of medical costs, household bills, and day-to-day expenses by replacing a portion of your regular income. The ongoing payments are made directly to you, so you can use them however you need.

Short-term disability insurance replaces a portion of an employee's income for covered injuries sustained outside of work.

Some common examples:

• Rehab
• Maternity leave
• Runner's knee
• Whiplash
• Tennis elbow
• Surgery recovery
• Bunion removal
• Carpal tunnel syndrome
• Stress/anxiety
• Tendonitis
• Herniated disks
• Broken bones
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